The Next Generation of In-store Financing
Altering your in-store POS terminals to include more functionality can be tricky. Luckily, our robust platform works behind the scenes to connect to key integration points in your POS so you can deliver a quick and easy financing checkout process for all your consumers.
Optimize in-store checkout
Wave goodbye to the days of one-lender financing and tedious customer applications. Our platform matches your customers to the credit offer that is right for them through our extensive network of lenders. That means more credit approvals, more purchasing, and more brand advocates.
Give consumers access to multiple lending options of your choosing through one application at checkout.
Allow consumers to immediately use their new credit offer to make a purchase, since it is tendered right from the POS terminal. The result? Faster checkout time for consumers and associates.
Apply online, redeem in-store
Empower consumers with the choice of where to apply for credit and how to use it.
Integrate & launch with ease
The first step to a successful credit program is the plan. Don’t worry if you aren’t a financing expert, that’s what we are here for. We’ve figured out the best way to connect your existing POS system Vyze and our experienced team is here to support you every step of the way.
We learn about your goals, and then recommend the capabilities needed to support them.
We then work with you to identify the right lending partners for your business and your consumer base.
To get the technology off the ground, think of us as an extension of your team. We provide the APIs and the guidance for a seamless integration to your site.
Need to launch faster?
Our POS Mobile solution allows consumers to apply for credit on their personal device anywhere in your store, eliminating the need to integrate into your POS system.
Once launched, the journey has just begun. Our team is here to ensure that your program is both successful and secure. We give you the tools to get a holistic view into what’s going on so we can optimize your results.
Reporting & Monitoring
We provide detailed performance reporting with recommendations to continuously improve your results in addition to holding quarterly meetings, and executive on-sites to make sure we are meeting and exceeding benchmarks.
Settlement & Disputes
We are all about efficiency – that means a better clearing, settlement and dispute management process. We deliver one consolidated report with all settled transactions and offers one centralized portal to manage disputes.
Rest easy knowing your consumer’s data is safe. We store all of our data on servers in secure facilities, and implement strict systematic processes and procedures for securing and storing data. Plus, we are PCI compliant.
API – How it works
- Susie is ready to checkout at the POS. A sales associate assists Susie with her application by requesting a few personal details.
- Susie reviews the details and submits her application.
- Susie’s application is automatically sent to the first lender in your selected group of lenders, if Susie’s application is declined by the first lender, the application will flow through the waterfall of lenders to identify a suitable offer for Susie.
- The matching credit offer is presented to Susie via the point-of-sale (POS) terminal for her review.
- Susie accepts the offer and uses it to make her purchase.
POS Mobile – How it works
- Bruce is ready to apply for credit. He scans a code displayed on store signage to begin the application process.
- Bruce reviews the details on his phone and submits his application.
- Bruce’s application is automatically sent to the first lender in your selected group of lenders, if Bruce’s application is declined by the first lender, the application will flow though the waterfall of lenders to identify a suitable offer for Bruce.
- The matching credit offer is presented on Bruce’s phone for his review.
- Bruce accepts the offer and goes to the checkout to make his purchase using the new account.